Just Checking is a program for managing your checking accounts. You may create multiple accounts. Each account can have multiple transactions. Transactions can be designated as Income or Expense. Specify the Pay Type, Payee, Memo, Amount and whether it has Cleared the bank. You can choose Check for Pay Type and the app will calculate the next check number. You can also specify your own Pay Types. There are buttons to let you pick from existing Pay Types, Payees, Memos that you have used in the past. Actual Balance and Bank Balance are calculated for you based on the transactions that you have entered. You can use the syncing feature to sync the data between your devices including iPad & iPhone.