Personal Capital is the smart way to track and manage your financial life. We combine award-winning financial tools that provide unprecedented transparency into your finances with personal attention from registered financial planners. And as fiduciaries, our advisors are legally bound to act in your best interest so we will never put our personal financial gain above yours. The result is a complete transformation in the way you understand, manage and grow your net worth.
INTRODUCING PERSONAL CAPITAL CASH™
We reinvented the piggy bank. Personal Capital Cash is a new high-yield account. Earn more APY on your spare cash, at a rate higher than the national average. It’s flexible, with unlimited withdrawals, no fees, and no minimum balance. And it’s secure and FDIC insured. Start earning more today. See full terms at personalcapital.com/cash.
MANAGE ALL YOUR ACCOUNTS IN ONE PLACE
With Personal Capital, you can see all of your accounts in one place. Manage your bank accounts, 401k, IRA, investments, and even debt on our dashboard.
PERSONAL CAPITAL: MILLIONS OF PEOPLE. BILLIONS IN ASSETS
“2017 Personal Best List” - Kiplinger
"Personal Capital is the tool to beat." - The New York Times”
“2016, 2019 FinTech 50” - Forbeshttps://www.nytimes.com/2018/08/28/smarter-living/money-finance-apps-tools.html
“2014 & 2015 CNBC Disruptor 50 List” – CNBC
"Best 5 Free Apps to Invest Smarter" – CNN
“Time Magazine's 50 Best Websites” – Time
“Best Online Tool to Track Your Investments” – Forbes
"App Store Staff Pick" – iTunes
"Editors’ Choice" – Macworld
“One of the top Registered Investment Advisors (RIA) in America” - The Financial Times
“Minimal account connection hassles, detailed financial information, and the option to speak directly with a financial advisor make Personal Capital the best free finance tracking app available.”
– Macworld
START NOW FOR FREE
With the free Personal Capital app, you can easily and quickly link your accounts. We integrate with over 14,000 financial institutions, including Fidelity, Schwab, Wells Fargo and thousands of local and regional credit unions. You can be up and running in about a minute for a 360° view of your financial life.
INTERACTIVE CASH FLOW TOOLS
Create and follow a budget. See if you’re spending more than you’re making. Monitor credit card balances. See detailed income and spending by category or payee. Review transactions in the last 24 hours with the Recent Transactions Today extension.
TRACK YOUR INVESTMENTS
What’s the market doing and how is it affecting your assets? Track the numbers by account, asset class or individual security.
Compare your portfolio against major market benchmarks and stay on track to meet your investing goals.
Install the Holdings Today extension to track daily market and individual holdings movement.
PERSONALIZED INVESTMENT ADVICE
Personal Capital’s registered financial advisors provide customized advice tailored specifically to your goals.
BUILT-IN INVESTMENT INTELLIGENCE
With Investment Checkup, you can compare your portfolio’s allocation to the ideal target allocation and see how well your investments are doing. Uncover opportunities for diversification, minimize risk, and pinpoint hidden fees to fine-tune and improve performance.
UNCOVER HIDDEN FEES
Is your portfolio working as hard as it could be? The Allocation Checkup feature could save you thousands on expensive mutual fund fees.
PERSONAL CAPITAL FOR APPLE WATCH
Set a spending target and track it on the go. Quickly check your status by day, week, month or year.
Access your spending simply by checking the date.
BANK-LEVEL SECURITY
You can use the Personal Capital app with confidence. Our two-step remote authentication process builds in an extra measure of security to verify your identity and your device, so you can manage your money and finances knowing your data is safe.
VOICE ACTIVATION
You can ask Siri to give a summary of your accounts, check current balance and more.
