财务需求分析 | Panload

财务需求分析是分析客户当前的财务状况，确定您未来的生活目标和梦想。这是一个全面的评估，并会关注特定的财务和风险需求。

该分析为客户提供了一个专业的、个性化的财务规划，如何管理您的短期和长期的财务福祉。

这个软件包括以下特性和功能：

（1）财富管理和财富传承。如何守住您的财富，如何评测您的风险偏好，如何规划传承、让您的财富延续下去。

（2）综合保障需求分析。为您在重大疾病和意外保障方面撑起一把保护伞。

（3）退休养老需求分析。您期待的退休生活方式，是您一直梦寐以求的吗？从现在开始规划，使之成为现实。

（4）子女教育需求分析。想为您的孩子提供最好的教育，并确保你能负担得起吗？

The Financial Needs Analysis is the process of determining a customer's current financial realities and how well these are aligned to his/her future dreams, goals and objectives. This comprehensive assessment process ultimately culminates in a detailed overview of his/her financial situation, with a specific focus on the risks and how these can be mitigated over time.

This analysis thus provides the customer with a professional and personalized financial action plan on how to manage his/her short and long-term financial well being.

The features and functions include the following analysis and planning based on the customer's assets, liability and wealth situation:

1) Wealth management and wealth inheritance

2) Comprehensive Need Analysis

3) Retirement Need Analysis

4) Education Need Analysis