Idram | Panload

Idram is the first Armenian mobile wallet that offers fast and convenient online payment and money transfer options via Idram Payment System account.



Idram allows you to:


Make payments for goods and services (utility, mobile operators, taxes, online shops)


Pay for your car insurance, parking fees, road penalties and fines


Make loan repayments

Top up bookmakers, online games and social media accounts


Top up e-wallet accounts

Transfer funds to other Idram users 


Learn about nearest locations to top up your Idram account


View details of transactions


Receive statements 




If you do not have Idram account, you can register directly from the application. It’s free!